1. Acceptance of Terms and Conditions
By accessing or using this website or mobile application (collectively referred to as "Service"), you acknowledge that you have read, understood, and agree to comply with these Terms and Conditions. If you do not agree with these terms, please refrain from using the Service.
2. User Responsibilities
2.1 Age Requirement: You must be of legal age in your jurisdiction to use this Service. If you are under the legal age, you must have parental or guardian consent.
2.2 Accurate Information: You agree to provide accurate, current, and complete information when using the Service, and you are solely responsible for maintaining the confidentiality of your account credentials.
3. Use of the Service
3.1 License: We grant you a limited, non-exclusive, non-transferable, and revocable license to use the Service for personal and non-commercial purposes.
3.2 Prohibited Activities: You agree not to engage in any activities that violate these Terms and Conditions or any applicable laws, including but not limited to unauthorized access, data scraping, or distribution of harmful software.
4. Content and Intellectual Property
4.1 Ownership: All content and materials on the Service, including text, graphics, logos, images, and software, are owned by or licensed to us and are protected by intellectual property laws.
4.2 User Content: By posting or submitting any content to the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute the content.
6. Limitation of Liability
6.1 Disclaimer: The Service is provided "as is" and "as available" without any warranties, express or implied. We do not guarantee the accuracy, reliability, or availability of the Service.
6.2 Limitation of Liability: We shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Service.
7. Changes to Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the Service. Your continued use of the Service after such changes indicates your acceptance of the updated terms.
8. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us using the contact form.
By using the Service, you agree to these Terms and Conditions. If you do not agree with these terms, please refrain from using the Service, Website or app(s).
The website and the information contained herein is not intended to be a source of advice or credit analysis with respect to the material presented, and the information and/or documents contained in this website do not constitute investment advice.
Idea Factory, its owners and its workers are not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information... The same for the apps or other products.
The services and products include, without exclusion of any others:
We will not use any information of our users for any purpose that the subject of this website, except the described below.
The DoubleClick cookieThe DoubleClick cookie is used by Google in the ads served on the websites of its partners, such as websites displaying AdSense ads or participating in Google certified ad networks. When users visit a partner's website and either view or click on an ad, a cookie may be dropped on that end user's browser.
Google's use of the DoubleClick cookie enables it and its partners to serve ads to users based on their visit to our sites and/or other sites on the Internet.
Users may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting Ads Settings.
This site may contain other third-party vendors cookies and ad networks serving ads on this site.
You may read more about how google uses your data while you are using this website on this link:
The following information may be collected, but will never be provided for third parties:
These informations are stored in an encrypted database and will never be provided to third parties.
When using this website, you must comply with all legislation, including:
1. User Policy Overview
This User Policy governs your use of this website or mobile application (collectively referred to as "Service"). By accessing or using the Service, you agree to comply with this User Policy. If you do not agree with these terms, please refrain from using the Service.
2. User Conduct
2.1 Respectful Behavior: You agree to use the Service in a respectful and lawful manner, refraining from any actions that may harm or infringe upon the rights of others.
2.2 Compliance with Laws: You must comply with all applicable local, state, national, and international laws and regulations when using the Service.
3. User Content
3.1 Your Responsibility: You are solely responsible for any content you submit, post, or share through the Service, and you must ensure that your content does not violate any laws or infringe upon any third-party rights.
3.2 Content Removal: We reserve the right to remove or disable any user-generated content that violates this User Policy or any applicable laws.
4. Reporting Violations
If you believe that any user is violating this User Policy, please report the violation to us at [Insert Contact Information].
5. Consequences of Violation
5.1 Account Suspension: We may suspend or terminate your access to the Service if you violate this User Policy or engage in inappropriate or harmful behavior.
5.2 Legal Action: Violation of this User Policy may result in legal action or the involvement of law enforcement authorities, if necessary.
6. Changes to User Policy
We reserve the right to update or modify this User Policy at any time. Any changes will be effective immediately upon posting on the Service. Your continued use of the Service after such changes indicates your acceptance of the updated policy.
1. Copyright Notice
All content and materials available on this website or mobile application (collectively referred to as "Service"), including but not limited to text, graphics, logos, images, and software, are protected by copyright laws and are owned by or licensed to [Your Company Name]. All rights are reserved.
2. Use of Content
2.1 Permitted Use: You may use the content from the Service for personal, non-commercial purposes, such as viewing, printing, or downloading, as long as you do not modify or remove any copyright or proprietary notices.
2.2 Prohibited Use: You may not reproduce, distribute, transmit, or otherwise exploit the content of the Service for any commercial purpose without our prior written consent.
3. Copyright Infringement
3.1 Reporting Infringement: If you believe that any content on the Service infringes upon your copyright or the copyright of others, please report the infringement to us at [Insert Contact Information].
3.2 Counter-Notice: If you believe that your content has been removed or disabled as a result of an error or misidentification, you may submit a counter-notice to us.
4. Changes to Copyrights
We reserve the right to update or modify these Copyrights terms at any time. Any changes will be effective immediately upon posting on the Service. Your continued use of the Service after such changes indicates your acceptance of the updated terms.
All material used in our products were developed by us, or were bought or licensed to us.
If you detect any mistaken use of material that belongs to you, please, inform and we will imediatelly remove it.
Some examples of material that we use in our products:
If you need to use any of our material, please, contact us first.
Account & Billing Terms and Conditions
Effective Date: [Insert Date]
1. Account Creation
1.1 Account Registration: To access certain features or services on this website, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process.
1.2 Account Security: You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify us immediately of any unauthorized access or use of your account.
2. Billing and Payment
2.1 Fees and Charges: Certain services or products offered on this website may require payment. By making a purchase, you agree to pay all applicable fees and charges.
2.2 Payment Information: You agree to provide accurate and complete payment information, including a valid payment method. You authorize us to charge your payment method for any fees or charges incurred.
2.3 Subscription Services: If you subscribe to any recurring services, you agree to pay the recurring charges associated with the subscription until you cancel it.
2.4 Refunds: Refund policies, if applicable, will be outlined in our separate Refund Policy.
3. Account Termination
3.1 Termination by User: You may deactivate or delete your account at any time, subject to any applicable terms and conditions regarding refunds or outstanding fees.
3.2 Termination by Us: We reserve the right to suspend or terminate your account, access to our services, or any part thereof, if you violate these Terms and Conditions or engage in fraudulent, abusive, or illegal activities.
4. Changes to Account & Billing Terms
We may update or modify these Account & Billing Terms and Conditions at any time. Any changes will be effective immediately upon posting on this website. Your continued use of the website and services after such changes indicates your acceptance of the updated terms.
5. Contact Information
If you have any questions or concerns about these Account & Billing Terms and Conditions or your account, please contact us at [Insert Contact Information].
By creating an account, making a purchase, or using our services, you agree to these Account & Billing Terms and Conditions. If you do not agree with these terms, please refrain from using our services.